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American Animal Hospital Association
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AAHA Preferred Provider Business Insurance Program

The AAHA Business Insurance Program offers tailored products for veterinary practice owners, including:

The AAHA-recommended package policy of Property and General Liability Coverage offers:

  • Protection for damage to valuable records and papers, perishables, computers and media, among other items
  • Every policy includes loss of income from off–premises power interruption and business interruption coverage
  • Protection against damage to buildings and contents caused by animals in the practice's care, custody or control – one of the unique coverages that a practice owner will likely not find in a standard business owner's policy!
  • Umbrella liability, commercial auto and mobile loss of income and extra expense coverages are also available

The AAHA-recommended Workers' Compensation Policy offers:

  • Group buying power and leverage, as well as dividend potential (by law, dividends cannot be guaranteed in advance)
  • Claims management tools are available to policyholders to help manage claims and reduce claim costs
  • A seasoned claim account manager at The Hartford, Jim Beattie, oversees all business insurance claim activity. He uses an integrated risk management approach that combines loss control, claim and underwriting resources to help you avoid claims and control claims' costs when injuries and losses do occur.

The AAHA-recommended Employment Practices Liability (EPL) offers:

  • Responses to allegations such as wrongful termination, discrimination and sexual harassment
  • A "duty to defend clause" and a toll-free helpline for employment issues
  • An optional punitive damage sublimit—most EPL policies exclude punitive damages

Other available coverages:

  • Commercial Auto—special coverage for mobile practitioners
  • Directors and Officers Liability
  • Umbrella Liability

In addition, the AAHA Business Insurance Program has a full-array of safety and loss control resources, including newsletters, employee training guides and safety posters.

Call the AAHA Business Insurance Program office toll-free at 866-380-AAHA (2242), ext. 4699, for your coverage evaluation, or visit www.aahainsurance.org

HUB International Midwest Limited

In 2005, AAHA selected HUB International Midwest Limited as its recommended program broker for the AAHA Business Insurance Program. HUB International Midwest, a HUB International company is one of the largest insurance brokerage firms in North America and has managed insurance programs for associations for nearly 50 years.

Contact Information:

AAHA Business Insurance Program
P.O. Box 1629
Chicago, IL 60690-1629
Toll-Free: 866-380-AAHA (2242) extension 4699
Fax: 866-381-AAHA (2242)
Fax-on-Demand: 866-920-AAHA
Email: aaha@hubinternational.com

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